Investors are anxiously awaiting the outcome of the Congressional debt debates. Will a downgrade or default result? Gary Witt, an assistant professor at Temple's Fox School of Business and former managing director at Moody's Investors Service, sees at least a 50 percent chance of a downgrade. "A lot of it depends on political will, the commitment to follow through with whatever plan is put in place," he said. "Right now the big issue is the political divisions in the country, (and) the fact that we can't bridge them. That's what the ratings agencies are really worried about."